Silas Chapman & Company - Insurance Since 1872. Serving West Hartford, Connecticut and the surrounding communities for over 135 years. 779 Farmington Avenue
2nd Floor
West Harford, CT  06119
Phone: 860.570.0700

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Business Building Insurance

Business Building Insurance Whether you own your own building or rent, you have an exposure should the building be damaged due to fire, wind, or other peril. As an owner, you have made a substantial investment and need to protect this asset for its replacement value. If there is a loss, you want to have your policy respond to put the pieces back together so that your business can operate efficiently. We use the special coverage form on almost all of our policies which gives you the maximum protection against the perils of loss. This form typically covers all acts of God except flood and earthquake (these two perils can be purchased separately). It's not just what you pay for an insurance policy that matters; it's what that contract can do for you when there is a loss.

If you are a tenant, the coverage our contracts provide will indemnify you for your improvements and betterments. Most insurance carriers will include this building coverage with your business property limits. Don't overlook the investment you put into your landlord's building. You have an insurable interest in the property and your landlord's policy may not respond to your investment. You should review your lease agreement with your insurance agent to make sure you have the right coverage in place.

If your building suffers a total loss, make sure that you have the proper coverage for debris removal as these costs can be substantial. We include this in all our policies when applicable, and tailor the limits to the size or your building.

Copyright 2009-2014 Silas Chapman & Company - All Rights Reserved.
Silas Chapman & Company • 779 Farmington Avenue • West Hartford, Connecticut 06119
Phone: 860.570.0700 Fax: 203.397.9497
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Silas Chapman & Company has been providing insurance to businesses and individuals
in West Hartford, Connecticut and the surrounding communities for over 135 years.
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