Silas Chapman & Company - Insurance Since 1872. Serving West Hartford, Connecticut and the surrounding communities for over 135 years. 779 Farmington Avenue
2nd Floor
West Harford, CT  06119
Phone: 860.570.0700

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Business Contents Insurance

Business Contents InsuranceEvery business owner has a need to protect his personal property from theft or direct damage. However, each company has its own unique risks when it comes to protecting their business contents. This could be one's inventory or office items such as computers and other forms of EDP equipment. The asset that needs protection could also be in the form of money or valuable papers. The insurance professionals at Silas Chapman & Company take the time to become familiar with your needs so that your policy will respond properly.

It is important to make sure your contents are covered at replacement cost rather than actual cash value. This way you will be able to replace the items at their current value rather than suffering the loss of depreciation. The policy is intended to restore your business to the level you were operating at prior to the loss.

Some other areas of interest that are often overlooked are what can happen to the contents and where does the loss take place? Many business owners are satisfied that they are insured for the proper property levels only to find out that there are exclusions for theft and/or employee dishonesty. Even worse is when the peril is a covered loss, but happens off premises and the proper endorsements to cover the property away from your location were never put on the policy. Transit and Installation Coverage under an inland or ocean marine form will solve this issue. Leave it to us to remind you of the important questions of how and where so that you can concentrate on doing what you know best.

Copyright 2009-2014 Silas Chapman & Company - All Rights Reserved.
Silas Chapman & Company • 779 Farmington Avenue • West Hartford, Connecticut 06119
Phone: 860.570.0700 Fax: 203.397.9497
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Silas Chapman & Company has been providing insurance to businesses and individuals
in West Hartford, Connecticut and the surrounding communities for over 135 years.
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