There are some lawsuits that can hinder your business. There are other lawsuits that can cripple it. If your business is sued for pollution and you don't have the right coverage, it is doubtful you will be working next year.
Environmental negligence and pollution issues can stem from a myriad of sources. It can be a simple as your fuel tank leaking and contaminating the property or as complicated as your consulting work for a subcontractor eventually dragging you into a pollution suit.
Most of these lawsuits name every individual ever involved in a project. So even if you are a non-environmental contractor, you could be held liable. At the very least, you will need a legal defense if you are named in the suit to prove you are not negligent.
This is where Silas Chapman & Company can help to tailor a policy that includes environmental and pollution liability. If your risk is very minor, you may choose to save these premiums. However, it is recommended that you discuss your options with one of our insurance professionals. They have years of experience in this area and our agency represents a number of carriers that offer various inexpensive options for defense and liability coverage.