Silas Chapman & Company - Insurance Since 1872. Serving West Hartford, Connecticut and the surrounding communities for over 135 years. 779 Farmington Avenue
2nd Floor
West Harford, CT  06119
Phone: 860.570.0700

Request an Insurance Quote

Valid HTML 4.01 Transitional

Home > Insurance Services > Personal Insurance > Homeowner's Insurance
Homeowner's Insurance

Homeowner's InsuranceAll of us reside a significant portion of our lives in a home of some kind whether it be a one family house, a town house, condominium, an apartment or multi family dwelling. And these homes are filled with our personal belongings that we have accumulated over the years and continue to accumulate. Losing this home and/or the belongings in it would be catastrophic to our lives, emotionally as well as financially.

A homeowner policy whether it's for a house, town home, condo, or apartment can protect these items and much more from the various risks that can occur in ones life.

The #1 mistake people make when shopping for home insurance is that they shop on price alone. Price or premium as we call it does not always equal coverage and not all homeowner policies are the same. Many have different endorsements, limits, conditions, and exclusions that only a licensed professional can educate and advise you on.

That's why using an independent agent is vital to your insurance protection, we can review and evaluate your exposure and offer you the coverage you need at a competitive price.

Our Homeowner insurance package includes, but is not limited to, the following coverages:

Personal Flood Insurance
Your homeowner policy does not protect you from losses caused by flood damage. We'll help you get the coverage you need.
Learn More...

Renter's Insurance
Renters often overlook or underestimate their need to protect their belongings and liability because they think they either have to own their home to obtain coverage or think their landlords insurance policy will cover them...
Learn More...

Condo/Co-op Insurance
One of the biggest changes in the homeowner market today is the number of town houses or condominiums that are out there. These homes require a particular coverage known as a unit owner policy or HO-6.
Learn More...

Valuable Items Insurance
The advantages to scheduling valuable items on your homeowner policy or insuring them separately in some cases on their own policy is having the broadest possible causes of loss covered and having no deductible apply to that loss.
Learn More...

Home Coverage
Do you have enough coverage on your homeowner policy to protect you from the worse possible loss, a total one, such as a house fire that destroys everything your dwelling and all its contents?
Learn More...

We can then offer you the right coverage at a competitive rate with a reputable company.

Copyright 2009-2014 Silas Chapman & Company - All Rights Reserved.
Silas Chapman & Company • 779 Farmington Avenue • West Hartford, Connecticut 06119
Phone: 860.570.0700 Fax: 203.397.9497
  Website Design: QuesTronix Software
Silas Chapman & Company has been providing insurance to businesses and individuals
in West Hartford, Connecticut and the surrounding communities for over 135 years.
Site Index
Close Website IndexWebsite Index
Having trouble finding something on our website?
Try our website search page.